Access information about the many different types of clients we service and accounts we
offer including individual personal accounts, IRAs, corporate 401(k) plans, and endowment funds for
non-profit organizations.

At Fischer Investment Group we offer many different types of managed accounts. Before selecting an investment strategy for our clients we analyze a number of different factors including:

• Investment time horizon
• Age
• Definition of and tolerance to risk
• Determination of risk capacity
• Cash flow needs
• Desired investment returns
• Lifestyle desires
• Roles and responsibilities of manager
• Legal and ethical restraints
• Monitoring and review process

After analyzing these factors and developing an accurate Investment Policy Statement, we can then determine which type of investment account is right for a particular client. Knowing that eah client is unique, we offer a number of different account types to meet the needs of each client. In some cases a particular client may not fit the types of accounts we offer so we will customize an account for them with a specific asset allocation that meets their needs. Below is a list of account types that we offer.

• Balanced
• Equity (All-Cap Value)
• Fixed Income
• Tactical Asset Allocation (TAA)

Balanced Accounts
Fischer Investment Group's balanced portfolios are a blend of our All Cap Value stock selections with our broad maturity bond portfolio.  This portfolio is designed for investors who want capital appreciation and a preservation of capital without being subjected to the full risks of the equities market.  An excellent choice for retirees, endowments, pension and profit sharing plans.

• Target allocation of 60% equity and 40% fixed income.  Customized allocations are always available.
• The equity component is comprised of a diversified group of value stocks that meet our selection criteria. 
• Fixed income holdings are diversified among treasuries, corporate bonds and municipal bonds at varying maturuites.

Go to top

Equity Accounts
Cover all your equity investment needs with Clover's All Cap Value portfolio.  We invest across all capitalization categories - large, mid and small - searching for the best blend of risk and return.  This portfolio is built to deliver a comprehensive, versatile solution for a wide variety of investors.

• Account positions are comprised of common stocks of U.S. companies and ADRs that Fischer Investment Group feels possess attractive long-term potential.
• Well diversified – generally 40-50 holdings with participation in all economic sectors.
• Benchmark: Russell 3000 Value Index.

Go to top

Fixed Income Accounts
Fischer Investment Group's fixed income portfolios attempt to achieve long-term rates of return and a steady income stream by investing in a diversified bond portfolio. Our bond portfolios are actively managed using a disciplined, diligent approach to achieve attractive, risk-adjusted returns. As a registered investment advisor we are not limited to a certain inventory of bonds. Our inventory includes bonds sold on the entire Street. Due to this broad inventory of bonds available to us we are able to capture good yields and better prices than our competitors. Once we analyze our cleint's objectives, we determine an appropriate portfolio maturity structure.

• Our bond holdings are diversified by both sector and individual securities
• Roughly 45-55 securities in a portfolio
• Our objective is to use investment grade bonds only

Go to top

Tactical Asset Allocation Accounts
Tactical asset allocation accounts are for those investors who seek to enhance their portfolio's performance through a disciplined, active and unique allocation strategy.

Fischer Tactical Asset Allocation provides for a unique and approach that customizes each portfolio to the client's specific needs and goals. By assessing each client's individual financial goals and working from a model asset allocation portfolio we can develop an appropriate long-term investment strategy for each individual. This strategy demands a strict and ongoing management approach.

By using model asset allocation portfoliosand incorporating a strategy to include slight variations in those allocations, we are able to take advantage of "swings" or cycles in the market. Our primary goal is to leverage short-term opportunities then rebalance the portfolio to the original long-term asset position. Using both short and long-term tactical deviations, as well as allocation variances within the portfolio mix allows you to participate in market swings or economic conditions that are more favorable for one asset class than another. These tactical allocation deviations give your portfolio the ability to capitalize on unusual or exceptional investment opportunities.

Our Tactical Asset Allocation can be described as a moderately active strategy, since the overall core allocation is returned to the appropriate strategic mis once the desired shorter-term opportunities have run their course. We offer five different TAA portfolios to suit any client's needs. Below is a list of those five TAA portfolio options:

• Aggressive
• Moderate Aggressive
• Moderate
• Moderate Conservative
• Conservative

To find out more about any our of portfolio types please contact us for a complimentary review of your current portfolio. We would love the opportunity to show you the additional value Fischer Investment Group can add to your investment strategy. Contact Us

Go to top

For more information about any of our products please contact our office at 800-724-1315 or fill out the form below and we will mail you additional information.

Please complete all fields so we can meet you request promptly.