Access information about the many different types of clients we service and accounts we
offer including individual personal accounts, IRAs, corporate 401(k) plans, and endowment funds for
non-profit organizations.

How we work with our small business clients

At Fischer Investment Group, we understand that as a small business you have administrative responsibilities that are often handled by members of your staff who already wear many hats. When you provide your employees with a qualified retirement plan, the Department of Labor, through section 404(c) of the Employee Retirement Income Security Act of 1974 requires that you meet specific fiduciary criteria with regard to that plan. Fischer Investment Group shares in that fiduciary responsibility. We want you to rely on us to work with you to ensure that your retirement plan and the investments it contains is performing like it should so that you can focus on your most important goal of growing your business.

Services and Support you can expect

We work hand and hand with your record keeper to oversee your plans design and ongoing administration because we also understand the inner workings of qualified retirement plans. We provide ongoing customized education and enrollment meetings for you and your staff designed to promote your plan and encourage your employees to take control of their financial futures by saving for retirement today. Most importantly we will customize an outstanding portfolio of investment options for participants to choose from which we monitor regularly to ensure the best performance results. In addition we can design specialized investment models to make it easier for participants to choose the right investment strategy. We are also happy work one on one with individual participants to assist them in making investment choices that fit their personal investor profile.

How we get compensated for our service

Fischer Investment Group is a Registered Investment Advisor with the SEC. We believe in complete fee transparency. In other words, we always want you to know exactly what you are paying for our services and what services you are receiving. We DO NOT get paid from 12B-1 fees, wrap fees or any other type of commissions though many advisors do. We charge a modest percentage on the assets in your plan which can range anywhere from .25%-1.00% annually depending on the size and make up of your plan. This annual fee is broken down and billed quarterly and can be paid by the company or run through the plan to be shared by all participants on a pro-rata (by account balance) basis. As you can see, we are motivated to grow your assets because that is how we are compensated and most importantly, that is how we increase your retirement savings and keep you as a long term client.

Types of retirement accounts we service

IRA (traditional and Roth)
401(k)
403(b)
Pension Plans
529 Plans